fireplot

See how much of your income you actually keep, in every country.

Fireplot calculates your real income after tax, rent, and living costs across countries to help you plan your relocation or early retirement.

23 countries covered

12+ metrics per country

What would you do with 15 extra years?

The standard retirement age in most developed countries is heading toward 67. With the right plan, you could get there at 52. That's 5,475 mornings, 780 weekends, and 15 summers you get back.

I currently live in
Belgium▾
I want to move to
Greece▾
My situation
⚙ €80k · Solo · Self-employed · Disposable ▼
Display currency
Annual income €80,000
20k80k160k240k300k+
Current savings €100,000
€0€500k€1m€1.5m€2m+
Annual gross income €80,000
20k80k160k240k300k+
Your current age 38
Profile
Status
freelance, nomad, own biz company pays your salary
Sort by gross minus tax, social security, rent, and living costs
What are you planning?
Monthly income after tax
tap a marker / circle size and color reflect amount kept
€2,800 highest net
✈
income tax social security
Greece breakdown
TaxSSRentNet +€2,528/month -€4,180 tax
Detailed breakdown in Pro
+ Full tax and cost breakdown per country
+ Interactive charts and projections
+ Track your FIRE progress monthly
+ Custom rent and living costs
+ Tax and visa rules kept current
or €49/year (save 18%) · cancel anytime
less kept
more kept
circle / amount
ring / visa ease
Belgium baseline
Fireplot Pro

You've seen your monthly numbers. Here's how they play out over decades.

Four views that turn the same data you've already entered into a model of your life. Free preview below; full interactivity in Pro.

Your plan Edits update every chart below
About you
€
€
Investment assumptions Pro
%
%
%
Your FIRE definition Pro to customize
Type of FIRE
How do you want to stop working?
Life milestones Pro to edit
F
FIRE Plotter Your path to financial independence
Plot FIRE plans FIRE at --
Net trajectory
—
Monthly cash flow
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Wealth composition
—
FIRE tiers
—
Try this Adjust the sliders below to see how your FIRE ages shift.
× 25
5%
Monte Carlo
—
Try this Adjust the sliders to see how risk changes.
5%
30y
Country comparison
—
Try this Pick origin and destination to compare paths.
5y
12y
5%
Coming soon
Plot your move into your FIRE plan
Layer 23 destinations onto your timeline.
Tax + social
—
Color reflects effective tax + social
<15% 15-25% 25-32% 32-40% 40-50% >50%
keep most keep least
Try this Tap any country to compare it with your home.
Net trajectory · swipe for more
Milestones (0)
Drag pins on the chart to reschedule
See the year-by-year breakdown
FIRE forecast

Greece · €80k freelance · single, no kids

5.0% real return · 4.0% safe withdrawal · 2.0% inflation
Year Age Gross income Tax + social Rent + living Net savings Returns Portfolio % FIRE
milestones in your plan
Method: portfolio grows at 5.0% real return (nominal minus inflation). Savings deposit at year-end. Tax and social security computed using the country's current rules; time-limited regimes (Greece DNV 7yr, Portugal IFICI 10yr, Spain Beckham 6yr, Korea foreigner flat 5yr) apply for their statutory duration then revert to standard rates. Public pensions excluded.
Compare countries

Where you live, by the numbers

Move the levers. See lifetime tax saved and how 23 countries rank, side by side.

From
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To
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Change country or income below · the charts react
Track your FIRE progress, not just plan it.
Save your plan, record your net worth each month, and keep your real numbers between sessions.
€5/month or €49/year, cancel anytime

Free is the full picture. Pro is the editable version.

No login required. Free gives you the same Country, Plan, and Forecast layers Pro users see. Pro lets you customize them with your real numbers.

Free
€0forever
All 23 countries
progressive tax, social security, visa eligibility, PR years
Full plan editor
age, assets, income, saved locally between sessions
Year-by-year forecast
30-year breakdown of age, income, tax, savings, returns, portfolio
Projection charts, viewable on the default plan
trajectory, cash flow, wealth composition, FIRE tiers, Monte Carlo, tax curve
To work this out yourself
3+ hours per country reading up on progressive tax, social security, and how returns compound
then re-checking every year as tax rules change
For serious planners
Pro
€9€5/month
★ Founding member, locked for life 0 / 100 claimed
Everything in Free
Country, make it yours
custom rent and living, current tax and visa rules
Plan, make it yours
tune assumptions, edit life milestones
Forecast, go deeper
charts update live with your edits, full country comparison
What you would otherwise pay
A fee-only planner runs €150 to €300 an hour; a one-off cross-border plan often €500 to €1,500
and most will not model multi-country relocation tax, or keep it current
or €79 €49/year
Cancel in 1 click. 30-day refund. Founding price is yours for life, unless you cancel and rejoin.
What's in Free, what's in Pro

Two tools, one picture of your future.

The calculator shows your real take-home in 23 countries. The plotter turns it into a year-by-year FIRE projection. Free shows you all of it on sensible defaults. Pro lets you put in your own numbers and go deeper.

Feature
Free
Pro €5/mo
The calculator real take-home, country by country
Every country
progressive tax, social security, visa eligibility, PR years
✓
✓
Custom rent and living
override the median with your real numbers
−
✓
Tax and visa data kept current
rates and regimes updated; your saved plan reflects the changes
−
✓
The plotter your numbers, your year-by-year projection
Edit age, assets, income
saved locally, remembered between sessions
✓
✓
Year-by-year table
30-year breakdown of age, income, tax, savings, returns, portfolio
✓
✓
Projection charts
trajectory, cash flow, wealth composition, FIRE tiers, Monte Carlo, tax curve
✓view only, default plan
✓live with your edits, full country comparison
Tune assumptions
real return, inflation, safe withdrawal rate
−
✓
Add and edit life milestones
marriage, children, home, relocation, any event at any age
−
✓
· No fake testimonials. No urgency timers. No locked content above the fold.
· Cancel any subscription in one click. Refund any one-time purchase within 14 days.
23
countries with full tax engine
✓
tax and visa data reviewed regularly
Sources · last reviewed April 2026
01National tax codes: official progressive or status-specific rates, per country
02Social security rates: PwC Worldwide Tax Summaries, OECD Taxing Wages, KPMG Thinking Beyond Borders
03Rent: capital city medians from national statistics offices (INE, Destatis, ONS, and others)
04Living costs: Numbeo and Expatistan
05Visa and PR data: official immigration authority, per country
Tax calculations use real progressive brackets where a country has them, status-specific rates where residence or permit type changes the rate (for example a digital-nomad permit versus local employment), and flat rates where one applies. Employee and self-employed social security are treated separately, with contribution ceilings applied where they exist. Some countries set social security through fixed contribution categories or a city-specific basis rather than a simple percentage of income; in those cases a representative basis is used. Figures are reviewed and refreshed regularly. This is a planning estimate, not tax advice.